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ICS Risk Advisors Joins FIS
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ICS Assists Commercial Bank Restore Quality of Internal Audit Function in Response to Criticism from
A financial institution with assets of over $2 billion entered into a formal agreement with the Office of the Comptroller of the Currency (OCC) due to a number of issues related to...
The client needed to implement a system-wide process to provide the bank’s customers with the ability to hedge their manufacturing foreign currency exposure earned on sales of textiles, garments, and other goods. These goods, manufactured in either China or Korea, are paid in US dollars...
Understanding the expectations of state and Federal regulators is always on the mind of Bank management, especially among those on the front line for regulatory compliance. How banks address current and new regulations requires care and diligence and effective implementation strategies. A U.S....
A financial institution with assets of over $2 billion entered into a formal agreement with the Office of the Comptroller of the Currency (OCC) due to a number of issues related to credit quality, regulatory compliance, business continuity planning, and a weak internal audit function that...
John F. White
With 40 years of bank accounting and auditing experience, John White epitomizes the bank risk management expertise of ICS Risk Advisors. John founded the business in the early 1990’s, with a mission to provide outsourced internal audit, regulatory compliance, and credit risk management services to...
John C. Soffronoff, Jr.
John C. Soffronoff, Jr. is the President, Compliance, at ICS Risk Advisors. In leading ICS’ compliance practice, John establishes a consultative approach managing a staff of professionals who carry out that approach serving financial institutions, from De Novo banks to large billion-dollar bank...
Henry (Hank) M. Applegate
Henry (Hank) Applegate has been providing accounting and auditing expertise to the financial services industry for more than 35 years. As the CFO for ICS Risk Advisors since 2007, Hank has been a major contributor to the growth of the company. Previous to ICS Risk Advisors, Hank served as the...
John E. Palmer, CPA
John Palmer brings more than 30 years of progressive professional experience in the financial services industry in the United States and internationally. Previous Experience Prior to joining ICS Risk Advisors, John served for four years as SVP/Risk Manager for a $5 billion publicly traded...
George Mark
With more than 25 years of experience in the financial services sector, George Mark brings extensive risk management and accounting expertise to the clients of ICS. He has significant experience working with financial institutions and their related regulators. In addition, he has provided valuable...
James C. Lacovara, MS
James C. Lacovara brings more than 23 years of banking experience to ICS, with an expertise in bank regulatory compliance from both industry and regulatory perspectives, as well as a strong background in retail and commercial lending. Previous Experience Prior to joining ICS, James was Director...
Lorraine Williams, CRCM, CRP, CAMS
The Compliance Research and Development Center is at the heart of what makes ICS Risk Advisors unique. Lorraine Williams is the compliance expert who seamlessly manages the R&D Center and ensures that her colleagues are armed with the latest regulatory updates for their clients. With more than...
Mike Pappolla
Experience across several niches of the financial services industry prepared Mike Pappolla well for his role as Director of Client Development for ICS Risk Advisors. Mike provides a consultative approach to his clients and fosters that approach with the team he manages. Prior to joining the ICS...
With 40 years of accounting and auditing experience, John White epitomizes the regulatory compliance expertise of ICS Risk Advisors. John founded ICS Risk Advisors more than 10 years ago, with a mission to provide focused, outsourced compliance services to the financial services industry. He has a...
Nani Thanawala
Nani Thanawala brings more than 30 years of experience in the banking industry. Prior Experience Prior to joining ICS Risk Advisors, Nani was an SVP with the branch of a $980 million international bank in New York. There she held a number of positions with progressive responsibility, including...
Ken Baebel, CRCM, CRP
As a nationally recognized expert on consumer compliance issues with more than 30 years of bank and regulatory compliance experience, Ken Baebel serves as Director of Regulatory Relations. Previous Experience Prior to joining ICS Risk Advisors, Ken was responsible for lending compliance with...
Paul Brinker, CRCM, CFSA
With more than 20 years of compliance risk management experience in the financial services industry, Paul Brinker has sophisticated expertise in risk modeling, procedure development, project management, and process improvement. Previous Experience Prior to ICS Risk Advisors , Paul was Vice...
Pamela C. Buckley, CRCM
Pamela Buckley is a Certified Regulatory Compliance Manager who brings more than 22 years of regulatory compliance experience and expertise to ICS Risk Advisors. She manages the firm’s New England Region, partnering with over 70 financial institution clients. Previous Experience Prior to...
Chris B. Harris, CPA
Chris B. Harris has more than 35 years of experience in analyzing the financial and operational performance of companies. He is a former audit partner, responsible for quality control within a national accounting firm. Chris has more than 18 years in public accounting, focusing primarily on...
Jan W. Koster
Jan W. Koster possesses more than 20 years of experience in IT risk management, including security, business resumption/disaster recovery, IT and operational risk management, SOX testing and review, and internal audit for the banking, financial services, manufacturing, education, insurance, and...
Robert W. Cardwell, Jr, Esq.
Robert W. Cardwell brings more than 20 years of compliance experience to ICS Risk Advisors clients, having a strong background in Bank Secrecy Act program services. Previous Experience Robert was a Vice President, Chief Compliance Officer, and BSA Officer for a large credit card bank, where he...
Dean H. Woodson, CPA
For more than 20 years, Dean H. Woodson has committed his professional career to all things audit. He has extensive expertise in compliance and internal auditing and accounting and has lectured on Sarbanes-Oxley (SOX) issues. Dean is a licensed real estate broker and has published articles and has...
Allan Cuttle
Allan Cuttle brings more than 20 years of experience in Operational Risk Management (ORM), Enterprise Risk Management (ERM), Bank Secrecy Act/Anti-Money Laundering (BSA/AML), and Sarbanes-Oxley Compliance (SOX) to ICS Risk Advisors. Previous Experience Formerly, Allan served as a Risk Practice...
Tony D’Anna, CAMS
Tony has more than 30 years of experience in all phases of international bank operations, including internal audit management, regulatory compliance, treasury, settlements, lending, back office processing, information technology, and regulatory coordination. He has extensive special project...
Robert A. Marro Jr.
Robert brings more than 25 years of experience in anti-money laundering (AML) compliance program experience to the clients of ICS. Specifically, his expertise lies in AML program development and remediation, Know-Your-Customer policies & procedures and OFAC/Global Watch List Sanctions programs....
Janet L. Golonka, MBA, CRCM, CRP
With experience from multiple perspectives – from Compliance Officer to Internal Auditor to Regulator – Janet L. Golonka knows regulatory compliance. As the Director for the Pennsylvania/New Jersey region, she brings tremendous value to ICS Risk Advisors clients, with more than 25 years of...
Alice M. Judd, CRP, CRCM
Eric Kooistra
Hoi Luk, CRCM, CAMS
As Director in our Western Region, Hoi Luk is responsible for project oversight. His regulatory compliance, risk management, and internal audit experience spans more than 20 years, with specialties in the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), residential lending, and asset quality...
Roger Rumbaugh
More than half of Roger Rumbaugh’s 40 years of banking experience was focused in legal and regulatory compliance, making him a valuable asset to clients of ICS Risk Advisors. Roger currently serves as Director of The West Virginia School of Compliance and as Principal in the Compliance Forum...
Alla A. Vaynrub, CFA
Alla A. Vaynrub is a Director in the New York region at ICS Risk Advisors. Her experience in regulatory compliance and risk management spans more than 15 years. Her specific expertise lies in operational, liquidity, and compliance risk management, with an emphasis on Regulations W and O and...
James (Jim) H. Wistman, MBA, CAMS
James (Jim) H. Wistman has more than 24 years of hands-on experience in implementing and enhancing compliance programs at all forms of financial institutions. As a New York Director for ICS Risk Advisors, James focuses his expertise on regulatory and government relations, CCO dashboards, AML/USA...
September 2009 Newsletter.pdf (500.65 kb)
